Services
We preliminarily share with the Client the recovery strategies based on the type of portfolio and the objectives set at the time of purchase. The recovery strategies are defined to maximise the expected return from the portfolio and, in particular:
- We identify the method in line with the characteristics of the receivables;
- We create teams of managers, specialised by type of credit and collateral asset, capable of managing the recovery process, both out-of-court and in-court.
- External lawyers with a highly qualified network for judicial actions will flank the teams of managers.
By this method, GBV Advisory becomes a partner of the Client and the sole reference for the entire recovery process.
NPE Management and Recovery Activities
Assessment, management and recovery of non-performing exposures
Extrajudicial Management
– Out-of-court collection of Non-Performing Loans (such as phone collections, DPO, and repayment plans);
– UTP credit enhancement (sector and profitability analysis of the debtor’s business restructuring, turnaround).
Legal Management
– Legal activities carried out by a network of contracted lawyers;
– Centralised legal secretarial activities;
– Coordination of extrajudicial teams.
Due Diligence
– Stratification of the credit portfolio by risk classes;
– Statistical evaluations for mass-managed credits;
– Legal analysis of specific positions also, with the support of real estate experts for secured credits;
– Estimation of the purchase value and recovery expectations;
– Preparation of business plan and monitoring actions.
Secured Management
– Management of executive procedures;
– Monitoring of auctions and the real estate market;
– Enhancement of real estate collateral for sale on the market, also with the help of real estate brokers.
Back Office Services
– Closing repayment plans;
– Monitoring of repayment plan payments;
– Portfolio data integration (tracing, data remediation);
– Mailing, debtor contact;
– Claims Management.
